Top Crypto Baccarat Casinos in Canada 2025

Baccarat is one of the most elegant casino games, and now Canadians can enjoy it at the best crypto casinos online. At LuckyHat, our experts have reviewed and ranked the top baccarat crypto casinos in Canada so you can play with speed, security, and style.

Luckyhat. Know

Play

Bet

4.9/5

BC.Game

Welcome Bonus

Sign up & Get up to $20,000

Coins

+28
Aave (AAVE)
Algorand (ALGO)
ApeCoin (APE)
Avalanche (AVAX)
Binance Coin (BNB)
Bitcoin (BTC)
Bitcoin Cash (BCH)
Cardano (ADA)
Chainlink (LINK)
Cosmos (ATOM)
Cronos (CRO)
Dai (DAI)
Dash (DASH)
Dogecoin (DOGE)
EOS (EOS)
Ethereum (ETH)
Ethereum Classic (ETC)
Filecoin (FIL)
Kusama (KSM)
Litecoin (LTC)
Monero (XMR)
Polkadot (DOT)
Polygon (MATIC)
Ripple (XRP)
Shiba Inu (SHIB)
Solana (SOL)
Stellar (XLM)
Terra (LUNA)
Tether (USDT)
Tezos (XTZ)
The Sandbox (SAND)
Theta (THETA)
Toncoin (TON)
Tron (TRX)
Uniswap (UNI)
USD Coin (USDC)
VeChain (VET)

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Key Overview

Year Established 2017

Owner Twocent Technology Limited

License Holder Autonomous Island of Anjouan, Union of Comoros

Cryptocurrencies Aave (AAVE), Algorand (ALGO), ApeCoin (APE), Avalanche (AVAX), Binance Coin (BNB), Bitcoin (BTC), Bitcoin Cash (BCH), Cardano (ADA), +29

Languages Arabic, Chinese, English, Filipino, Finnish, French, German, Hindi, +14

Includes Sportsbook? Yes

Ratings

Reputation

5/5

Casino

5/5

Sportsbook

4/5

Crypto Support

5/5

Player Experience

4.5/5

Promotions

4.5/5

Customer Support

4.5/5

Should you play here?
pros
- Completely anonymous
- Offers sports betting, crypto trading, and lottery
- Accepts nearly every cryptocurrency
cons
- Table games excluded from wagering requirements
- Below average sports odds
4.9/5

Luckiest

Welcome Bonus

150% Deposit Match up to $1000 on First Deposit

Coins

Bitcoin (BTC)
Ethereum (ETH)
Solana (SOL)
Tether (USDT)
Tron (TRX)
USD Coin (USDC)

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Key Overview

Year Established 2025

Owner Kilbride Limitada

License Holder Costa Rica

Cryptocurrencies Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Tether (USDT), Tron (TRX), USD Coin (USDC)

Languages English, French, German, Portuguese, Spanish

Includes Sportsbook? No

Ratings

Reputation

4.5/5

Casino

5/5

Crypto Support

3.8/5

Player Experience

5/5

Promotions

5/5

Customer Support

4.5/5

Should you play here?
pros
- Provably Fair Originals
- Quick, anonymous sign-up (requires email only)
- Strong bonuses and permanent rakeback system
cons
- No sportsbook
4.6/5

Crab Slots

Welcome Bonus

100% Match On Your First Deposit

Coins

+3
Binance Coin (BNB)
Bitcoin (BTC)
Bitcoin Cash (BCH)
Cardano (ADA)
Dogecoin (DOGE)
Ethereum (ETH)
Litecoin (LTC)
Ripple (XRP)
Solana (SOL)
Tether (USDT)
Tron (TRX)
USD Coin (USDC)

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Key Overview

Year Established 2025

Owner Modern Vibes Limited

License Holder Tobique Gaming Commission

Cryptocurrencies Binance Coin (BNB), Bitcoin (BTC), Bitcoin Cash (BCH), Cardano (ADA), Dogecoin (DOGE), Ethereum (ETH), Litecoin (LTC), Ripple (XRP), +4

Languages Arabic, English, Finnish, French, German, Hungarian, Italian, Norwegian, +2

Includes Sportsbook? Yes

Ratings

Reputation

4.3/5

Casino

5/5

Crypto Support

4.5/5

Player Experience

4.6/5

Promotions

3/5

Customer Support

4.5/5

Should you play here?
pros
- Supports both crypto and fiat
- Virtual sports betting
- Fast registration process
cons
- No dedictated VIP or loyalty program
- High wagering requirements (40x + bonus)
- No sportsbook
4.3/5

Sportbet.one

Welcome Bonus

125% Sign-Up Bonus up to $1000

Coins

+2
Binance Coin (BNB)
Bitcoin (BTC)
Cardano (ADA)
Dogecoin (DOGE)
Ethereum (ETH)
Litecoin (LTC)
Polygon (MATIC)
Ripple (XRP)
Tether (USDT)
Tron (TRX)
USD Coin (USDC)

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Key Overview

Year Established 2016

Owner Reedll Limited

License Holder Mwali International Services Authority (Comoros)

Cryptocurrencies Binance Coin (BNB), Bitcoin (BTC), Cardano (ADA), Dogecoin (DOGE), Ethereum (ETH), Litecoin (LTC), Polygon (MATIC), Ripple (XRP), +3

Languages Chinese, English, French, German, Korean, Portuguese, Russian, Spanish, +1

Includes Sportsbook? Yes

Ratings

Reputation

3.8/5

Casino

4.7/5

Sportsbook

4.2/5

Crypto Support

4.7/5

Player Experience

3.5/5

Promotions

4.5/5

Customer Support

4.3/5

Should you play here?
pros
- Strong Crypto Support
- Provably Fair games section
- Fully anonymous
cons
- Below average site design
- VIP program is invite-only
4.8/5

Cloudbet

Welcome Bonus

100% Deposit Bonus Up to 2500 USDT

Coins

+12
Algorand (ALGO)
Avalanche (AVAX)
Binance Coin (BNB)
Bitcoin (BTC)
Bitcoin Cash (BCH)
Cardano (ADA)
Chainlink (LINK)
Dai (DAI)
Dash (DASH)
Dogecoin (DOGE)
EOS (EOS)
Ethereum (ETH)
Litecoin (LTC)
Polkadot (DOT)
Ripple (XRP)
Shiba Inu (SHIB)
Solana (SOL)
Tether (USDT)
Toncoin (TON)
Tron (TRX)
USD Coin (USDC)

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Key Overview

Year Established 2013

Owner Halcyon Super Holdings B.V.

License Holder Curaçao Gaming Control Board

Cryptocurrencies Algorand (ALGO), Avalanche (AVAX), Binance Coin (BNB), Bitcoin (BTC), Bitcoin Cash (BCH), Cardano (ADA), Chainlink (LINK), Dai (DAI), +13

Languages English, French, German, Hungarian, Italian, Japanese, Korean, Polish, +7

Includes Sportsbook? Yes

Ratings

Reputation

5/5

Casino

4.6/5

Sportsbook

4.5/5

Crypto Support

5/5

Player Experience

4.8/5

Promotions

5/5

Customer Support

4/5

Should you play here?
pros
- Proven track record (est. 2013)
- No deposit fees
- Supports 41 cryptocurrencies
cons
- No mobile app
4.7/5

Jacks Club

Welcome Bonus

Receive Up To $20000 on First Deposit

Coins

+4
Binance Coin (BNB)
Bitcoin (BTC)
Bitcoin Cash (BCH)
Cardano (ADA)
Dogecoin (DOGE)
Ethereum (ETH)
Litecoin (LTC)
Ripple (XRP)
Solana (SOL)
Tether (USDT)
Toncoin (TON)
Tron (TRX)
USD Coin (USDC)

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Key Overview

Year Established 2020

Owner Jackfruit B.V.

License Holder Anjouan Gaming License

Cryptocurrencies Binance Coin (BNB), Bitcoin (BTC), Bitcoin Cash (BCH), Cardano (ADA), Dogecoin (DOGE), Ethereum (ETH), Litecoin (LTC), Ripple (XRP), +5

Languages Chinese, English, French, German, Indonesian, Italian, Japanese, Korean, +4

Includes Sportsbook? No

Ratings

Reputation

3.8/5

Casino

4.6/5

Crypto Support

4.8/5

Player Experience

4.5/5

Promotions

4.5/5

Customer Support

4/5

Should you play here?
pros
- Fully anonymous registration
- Provably Fair games
- Extensive crypto support (12 coins)
cons
- Lacks a sportsbook
- Some user complaints (Trustpilot)
4.1/5

Casino Infinity

Welcome Bonus

250% Welcome Offer up to $4,500 CAD

+ 300 Free Spins + 1 Bonus Crab

Coins

Bitcoin (BTC)
Dogecoin (DOGE)
Litecoin (LTC)

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Key Overview

Year Established 2023

Owner NovaForge Ltd

License Holder Anjouan Gaming License

Cryptocurrencies Bitcoin (BTC), Dogecoin (DOGE), Litecoin (LTC)

Languages Arabic, Czech, English, Finnish, French, German, Greek, Hungarian, +5

Includes Sportsbook? Yes

Ratings

Reputation

4.2/5

Casino

4.4/5

Sportsbook

4/5

Crypto Support

3/5

Player Experience

4/5

Promotions

4.3/5

Customer Support

4.5/5

Should you play here?
pros
- Multiple welcome offers, including 250% casino package
- Strong casino game filtering and selection
- Strong Trustpilot reputation
cons
- Only accepts BTC, LTC, DOGE for Canadians
- Not anonymous
4.6/5

mBit Casino

Welcome Bonus

100% Deposit Bonus up to 1 BTC

+100 Free Spins

Coins

Binance Coin (BNB)
Bitcoin (BTC)
Bitcoin Cash (BCH)
Cardano (ADA)
Dogecoin (DOGE)
Ethereum (ETH)
Litecoin (LTC)
Ripple (XRP)
Tron (TRX)

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Key Overview

Year Established 2014

Owner Dama N.V.

License Holder Curaçao Gaming Control Board

Cryptocurrencies Binance Coin (BNB), Bitcoin (BTC), Bitcoin Cash (BCH), Cardano (ADA), Dogecoin (DOGE), Ethereum (ETH), Litecoin (LTC), Ripple (XRP), +1

Languages English, German

Includes Sportsbook? No

Ratings

Reputation

5/5

Casino

4.8/5

Crypto Support

4.5/5

Player Experience

4.6/5

Promotions

4.3/5

Customer Support

4.5/5

Should you play here?
pros
- RTP stated clearly on every game
- Welcome bonus up to 1 BTC
- Highly reputable (est. 2014)
cons
- No sportsbook (casino only)
- Site available in only two languages
4.5/5

7Bit Casino

Welcome Bonus

325% Deposit Bonus Up To 0.073 BTC

+250 Free Spins

Coins

+1
Binance Coin (BNB)
Bitcoin (BTC)
Bitcoin Cash (BCH)
Cardano (ADA)
Dogecoin (DOGE)
Ethereum (ETH)
Litecoin (LTC)
Ripple (XRP)
Tether (USDT)
Tron (TRX)

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Key Overview

Year Established 2014

Owner Dama N.V.

License Holder Curaçao Gaming Control Board

Cryptocurrencies Binance Coin (BNB), Bitcoin (BTC), Bitcoin Cash (BCH), Cardano (ADA), Dogecoin (DOGE), Ethereum (ETH), Litecoin (LTC), Ripple (XRP), +2

Languages English, French, German, Italian

Includes Sportsbook? No

Ratings

Reputation

4.6/5

Casino

4.4/5

Crypto Support

4.5/5

Player Experience

5/5

Promotions

4.5/5

Customer Support

4.6/5

Should you play here?
pros
- Great collection of Instant Win games
- Excellent game filtering options
- Amazing crypto support
cons
- Lacks a sportsbook
3.7/5

WillBet

Welcome Bonus

Welcome Offer Up To 5000 USDT

+ 500 Free Spins

Coins

+3
Binance Coin (BNB)
Bitcoin (BTC)
Bitcoin Cash (BCH)
Cardano (ADA)
Dogecoin (DOGE)
Ethereum (ETH)
Litecoin (LTC)
Ripple (XRP)
Solana (SOL)
Tether (USDT)
Tron (TRX)
USD Coin (USDC)

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Key Overview

Year Established 2024

Owner Novisoft N.V.

License Holder Curaçao Gaming Control Board

Cryptocurrencies Binance Coin (BNB), Bitcoin (BTC), Bitcoin Cash (BCH), Cardano (ADA), Dogecoin (DOGE), Ethereum (ETH), Litecoin (LTC), Ripple (XRP), +4

Languages English

Includes Sportsbook? Yes

Ratings

Reputation

3.8/5

Casino

4.5/5

Sportsbook

4.5/5

Crypto Support

4.5/5

Player Experience

2.5/5

Promotions

4.3/5

Customer Support

4/5

Should you play here?
pros
- Wide crypto support (12 major cryptocurrencies)
- Extrensive sportsbook with competitive odds
- Over 11,000 casino games from top providers
cons
- No fiat payment options
- Lacks advanced filtering options
- Unprofessional site design
3.6/5

Miki Casino

Welcome Bonus

100% Welcome Offer up to $1,000

Coins

Bitcoin (BTC)
Dogecoin (DOGE)
Ethereum (ETH)
Litecoin (LTC)
Tether (USDT)
USD Coin (USDC)

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Key Overview

Year Established 2023

Owner Novi B.V.

License Holder Curaçao Gaming Control Board

Cryptocurrencies Bitcoin (BTC), Dogecoin (DOGE), Ethereum (ETH), Litecoin (LTC), Tether (USDT), USD Coin (USDC)

Languages English, Hungarian, Japanese, Norwegian

Includes Sportsbook? Yes

Ratings

Reputation

2.5/5

Casino

4/5

Sportsbook

4/5

Crypto Support

3.8/5

Player Experience

3.5/5

Promotions

4.1/5

Customer Support

3.5/5

Should you play here?
pros
- Multiple welcome bonuses to choose from
- Dozens of live dealer tables
- Excellent sportsbook interface
cons
- Low reputation score
- Not anonymous (requires full personal details)
- Below average site design
4.5/5

Frostybet

Welcome Bonus

150% Crypto Bonus up to 1 BTC

+150 Free Spins

Coins

Bitcoin (BTC)
Bitcoin Cash (BCH)
Ethereum (ETH)
Litecoin (LTC)
Tether (USDT)
USD Coin (USDC)

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Key Overview

Year Established 2025

Owner Famagousta B.V.

License Holder Curaçao Gaming Control Board

Cryptocurrencies Bitcoin (BTC), Bitcoin Cash (BCH), Ethereum (ETH), Litecoin (LTC), Tether (USDT), USD Coin (USDC)

Languages English, Finnish, French, German, Italian, Norwegian, Polish, Portuguese

Includes Sportsbook? Yes

Ratings

Reputation

4.6/5

Casino

4.5/5

Sportsbook

4.5/5

Crypto Support

3.5/5

Player Experience

4.9/5

Promotions

4.5/5

Customer Support

5/5

Should you play here?
pros
- Huge welcome bonus (up to 1 BTC)
- Slots, virtual table games, and live casino
- 24/7 live chat and email support
cons
- Restrictive T&C clauses
- No provably fair games
- VIP program is invite-only
4.4/5

Rollero

Welcome Bonus

Get $5000 Across First Four Deposits

+300 Free Spins

Coins

Bitcoin (BTC)
Bitcoin Cash (BCH)
Dogecoin (DOGE)
Ethereum (ETH)
Litecoin (LTC)
Tether (USDT)

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Key Overview

Year Established 2024

Owner Hollycorn N.V.

License Holder Curaçao Gaming Control Board

Cryptocurrencies Bitcoin (BTC), Bitcoin Cash (BCH), Dogecoin (DOGE), Ethereum (ETH), Litecoin (LTC), Tether (USDT)

Languages Arabic, English, French, German, Italian, Norwegian

Includes Sportsbook? No

Ratings

Reputation

4/5

Casino

4.6/5

Crypto Support

3.8/5

Player Experience

4.3/5

Promotions

4.8/5

Customer Support

4.5/5

Should you play here?
pros
- Instant, free crypto transactions
- 10-tier loyalty program with cashback
- Welcome bonus on first four deposits
cons
- Bonus wagering window is short (3 days)
- No sports betting
4.4/5

Rolletto

Welcome Bonus

150% Welcome Bonus

+ 200 Free Spins

Coins

Bitcoin (BTC)
Dash (DASH)
Ethereum (ETH)
Litecoin (LTC)
Monero (XMR)
Ripple (XRP)
Tether (USDT)

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Key Overview

Year Established 2020

License Holder Curaçao Gaming Control Board

Cryptocurrencies Bitcoin (BTC), Dash (DASH), Ethereum (ETH), Litecoin (LTC), Monero (XMR), Ripple (XRP), Tether (USDT)

Languages Czech, English, French, German, Greek, Italian, Portuguese, Russian, +1

Includes Sportsbook? Yes

Ratings

Reputation

4.8/5

Casino

4.3/5

Sportsbook

4.7/5

Crypto Support

3.7/5

Player Experience

4/5

Promotions

4/5

Customer Support

4.5/5

Should you play here?
pros
- Over 3000 casino games
- Sports betting, esports, horses, virtual sports
- Numerous bonuses and promotions
cons
- No VIP program
- No filter for table games
- Relatively high wagering requirements
4.3/5

Bety Casino

Welcome Bonus

100% Deposit Match Up To $300

+ 50 Free Spins

Coins

+1
Binance Coin (BNB)
Bitcoin (BTC)
Bitcoin Cash (BCH)
Cardano (ADA)
Dogecoin (DOGE)
Ethereum (ETH)
Litecoin (LTC)
Ripple (XRP)
Tether (USDT)
Tron (TRX)

Read Full Review Visit Casino
Key Overview

Year Established 2024

Owner Platinum Technology N.V.

License Holder Curaçao Gaming Authority

Cryptocurrencies Binance Coin (BNB), Bitcoin (BTC), Bitcoin Cash (BCH), Cardano (ADA), Dogecoin (DOGE), Ethereum (ETH), Litecoin (LTC), Ripple (XRP), +2

Languages Chinese, English, French, German, Italian, Japanese, Portuguese, Russian, +3

Includes Sportsbook? Yes

Ratings

Reputation

3.9/5

Casino

4.8/5

Sportsbook

4.5/5

Crypto Support

4.5/5

Player Experience

4.3/5

Promotions

4/5

Customer Support

4.5/5

Should you play here?
pros
- Massive game library (10,000+ games)
- Strong crypto support
- Includes bookmaker
cons
- Mixed reputation
- Modest bonuses
4.2/5

Coolzino

Welcome Bonus

Deposit match up to $1,500

+ 250 Free Spins + Up to 25% Cashback

Coins

+1
Binance Coin (BNB)
Bitcoin (BTC)
Bitcoin Cash (BCH)
Cardano (ADA)
Dogecoin (DOGE)
Ethereum (ETH)
Litecoin (LTC)
Ripple (XRP)
Tether (USDT)
Tron (TRX)

Read Full Review Visit Casino
Key Overview

Year Established 2024

Owner Terdersoft B.V.

License Holder Curaçao Gaming Authority

Cryptocurrencies Binance Coin (BNB), Bitcoin (BTC), Bitcoin Cash (BCH), Cardano (ADA), Dogecoin (DOGE), Ethereum (ETH), Litecoin (LTC), Ripple (XRP), +2

Languages Chinese, English, French, German, Italian, Japanese, Portuguese, Russian, +3

Includes Sportsbook? Yes

Ratings

Reputation

4.8/5

Casino

4.4/5

Sportsbook

4.5/5

Crypto Support

4.3/5

Player Experience

4.3/5

Promotions

4.5/5

Customer Support

3.5/5

Should you play here?
pros
- Sportsbook included
- Excellent site design
- More than 4000 casino games
cons
- AI chat bot for support
- No filtering for table games
4.2/5

CasinoK

Welcome Bonus

100% Bonus on your 1st, 2nd and 3rd Deposits

Coins

+1
Bitcoin (BTC)
Bitcoin Cash (BCH)
Dash (DASH)
Dogecoin (DOGE)
Ethereum (ETH)
Litecoin (LTC)
Ripple (XRP)
Solana (SOL)
Tether (USDT)
USD Coin (USDC)

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Key Overview

Year Established 2025

Owner Ryker B.V.

License Holder Curaçao Gaming Authority

Cryptocurrencies Bitcoin (BTC), Bitcoin Cash (BCH), Dash (DASH), Dogecoin (DOGE), Ethereum (ETH), Litecoin (LTC), Ripple (XRP), Solana (SOL), +2

Languages English, Finnish, French, German, Italian, Korean, Norwegian, Polish, +6

Includes Sportsbook? Yes

Ratings

Reputation

3.8/5

Casino

4.5/5

Sportsbook

4.5/5

Crypto Support

4.8/5

Player Experience

4.3/5

Promotions

4/5

Customer Support

4.1/5

Should you play here?
pros
- Accepts niche cryptos (e.g. DASH, SOL)
- Brand new (launched in 2025)
- Sports & esports betting
cons
- Win limit per spin on slots
- No fiat payment options
3.9/5

Moana Casino

Welcome Bonus

125% up to $600 on your First Deposit

Coins

Bitcoin (BTC)
Bitcoin Cash (BCH)
Ethereum (ETH)
Litecoin (LTC)
Tether (USDT)
USD Coin (USDC)

Read Full Review Visit Casino
Key Overview

Year Established 2025

Owner Famagousta B.V.

License Holder Curaçao Gaming Control Board

Cryptocurrencies Bitcoin (BTC), Bitcoin Cash (BCH), Ethereum (ETH), Litecoin (LTC), Tether (USDT), USD Coin (USDC)

Languages English, Finnish, French, German, Italian, Norwegian, Portuguese

Includes Sportsbook? Yes

Ratings

Reputation

3/5

Casino

4.5/5

Sportsbook

4.2/5

Crypto Support

3.7/5

Player Experience

4.6/5

Promotions

4.1/5

Customer Support

4/5

Should you play here?
pros
- Includes sportsbook
- Smooth, modern interface
- Table & Crash games
cons
- Daily win limits
- VIP entry by invitation only
- Dormant accounts may lose funds
3.9/5

Cryptorush

Welcome Bonus

100% Up To 0.02 BTC

Coins

Bitcoin (BTC)
Ethereum (ETH)
Litecoin (LTC)
Tether (USDT)
Tron (TRX)

Read Full Review Visit Casino
Key Overview

Year Established 2024

Owner Fortuna Ventures Limitada

License Holder Autonomous Island of Anjouan, Union of Comoros

Cryptocurrencies Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Tether (USDT), Tron (TRX)

Languages Arabic, Chinese, Czech, English, Finnish, French, German, Greek, +12

Includes Sportsbook? Yes

Ratings

Reputation

4.2/5

Casino

4.4/5

Sportsbook

3/5

Crypto Support

3/5

Player Experience

3/5

Promotions

4.5/5

Customer Support

4.5/5

Should you play here?
pros
- Cryptorush Originals
- Attractive design
- Sportsbook available
cons
- No mobile app
- Poor crypto support (only 5 cryptocurrencies accepted)
- Broken links found on site

Crypto Baccarat Casinos in Canada

For Canadians looking to enjoy the elegance of baccarat online, crypto casinos are quickly becoming a top choice. Instead of funding your account through traditional banking, you can use Bitcoin, Ethereum, or other digital currencies to make deposits and withdrawals. This means faster transactions, more privacy, and access to exclusive promotions tailored to crypto users.

Why Play Baccarat with Crypto (as a Canadian)

Fast Deposits & Withdrawals: Skip long processing times — crypto payments are usually near-instant compared to bank transfers.
Greater Privacy: Since you don’t need to share banking details, crypto adds an extra layer of anonymity for Canadian players.
Access to More Games: Many global casinos accepting Canadians focus heavily on crypto, offering multiple baccarat variants and live dealer tables.

Baccarat Overview

Walk into any casino and you’ll find people meticulously studying a scoreboard with a bunch of red and blue circles. They’re not trying to decipher hieroglyphics, they’re just playing baccarat! The game revolves around two hands, the Player and the Banker, and your goal is to bet on which hand will have a total value closer to 9. You can also bet on a Tie if you believe both hands will end with the same value. Unlike games like poker or blackjack, baccarat doesn’t involve much strategy or decision-making, making it a game of pure chance and one of the easiest for new players to enjoy.

How to Play Baccarat

Although considered one of the simplest games, there are some rules in baccarat that might leave you scratching your head if you’re unfamiliar. The first concept to understand is that 10s and face cards are worth 0, while all other cards hold their face value. Moreover, when a total exceeds 9, you ignore the first digit. For example, if you have a total of 13, this is a score of 3. A total of 18 is a score of 8.

You have an option to bet on either Player or Banker. Once you do, the dealer will always draw two cards for both the Player and Banker. Whether a third card is drawn is dependent on the initial cards. Below are the rules for whether a third card will be drawn:

The Player will draw a third card if they have a total of 0, 1, 2, 3, 4, or 5 (unless the Banker has a total of 8 or 9).
The Player will always stand with a total of 6 or higher.

If the Player didn’t draw a third card, the Banker follows the same rules as the Player. Otherwise, they follow the rules below.
If the Banker’s total is 0, 1, or 2, they always draw a third card.
If the Banker’s total is 3, they draw a third card unless the player’s third card is an 8.
If the Banker’s total is 4, they draw a third card if the player’s third card is 2, 3, 4, 5, 6, or 7.
If the Banker’s total is 5, they draw a third card if the player’s third card is 4, 5, 6, or 7.
If the Banker’s total is 6, they draw a third card if the player’s third card is a 6 or 7.
If the Banker’s total is 7 or higher, they always stand.

Don’t worry! You don’t have to memorize all these rules to enjoy baccarat. If you just understand that closest to 9 wins, you can typically sit back, relax, and trust that the casino are abiding by these rules.

House Edge

Observing the game for the first time, you might think baccarat is 50-50 (either Banker wins or Player wins with equal probability). However, due to the above rules differing slightly for the Player and Banker, it turns out that the Banker is slightly more likely to win each hand—about a 50.68% chance (if you ignore ties, which are a push). Because of this edge for the Banker, the casino applies a 5% commission on all winning Banker bets. For example, a winning $100 bet on Banker would return $195 ($95 profit). Player, on the other hand, simply pays 1:1. You can also bet on ties, but it typically comes with a much higher house edge. Ties typically pay 8:1, which is not nearly high enough for how infrequent they occur.

Below is a summary of the house edge for the main bets in baccarat:

Banker (0.95:1 payout): 1.06% house edge
Player (1:1 payout): 1.24% house edge
Tie (8:1 payout): 14.36% house edge

Factors to Consider When Choosing an Online Baccarat Casino

When choosing the best baccarat casino to play at, you will want to consider several factors:

Game Variants: There are different versions of baccarat, such as No Commission Baccarat, Punto Banco, Chemin de Fer, and Baccarat Banque.
Betting Limits: If you’re a high roller, you’ll want to make sure the casino will accept your bets.
Live Dealer Options: Most online casinos (and all the ones we recommend) will allow you to play live dealer baccarat, where you can interact with the dealer and fellow gamblers.

No Commission Baccarat

Baccarat without commission on Banker bets? That sounds too good to be true. That’s because it is. You might find No Commission Baccarat at some of the online casinos we recommend. It sounds great, but as always, there is a catch. It is true that they will pay you 1:1 on Banker bets (unlike 0.95:1 in regular baccarat), but when the Banker wins with a value of 6, you only get a payout of 0.5:1. This is pretty rare, but it’s enough for the house to maintain their edge. In fact, it gives the house an even higher edge than in regular baccarat (1.46% compared to 1.06%).

In short, the math says to stick with regular baccarat, but if that constant 5% commission tends to bother you, then perhaps consider this variant.

Optimal Game Rules for Baccarat

Baccarat is a game that’s heavily influenced by chance, but understanding the basic rules can help improve your playing experience:

Banker Bet: Statistically, the Banker bet is the most favorable due to the house edge of around 1.06%, even with the standard 5% commission taken by the casino on winning Banker bets.
Player Bet: The Player bet comes with a slightly higher house edge of 1.24%. While not as advantageous as the Banker bet, it’s still a solid option.
Tie Bet: Avoid betting on a Tie unless you’re feeling particularly lucky. The house edge on a Tie bet is significantly higher, often around 14.36%, which makes it the least favorable option in the game.

Baccarat Tips

Here are some tips to help you get the most out of your baccarat experience:

Bet Banker Often: The Banker bet offers the best odds, so it’s often the safest bet, despite the 5% commission.
Avoid the Tie Bet: While the Tie bet has a high payout, its high house edge makes it a less viable long-term strategy.
Manage Your Bankroll: Since baccarat is largely a game of chance, managing your bankroll effectively is crucial. Set limits before you start playing and avoid chasing losses.
Avoid The Gambler’s Fallacy: Remember that every hand is essentially independent and previous hands do not influence future ones.

Playing Baccarat with Crypto in Canada

The core rules of baccarat don’t change when you play at a crypto casino. Whether you’re betting in Bitcoin, Ethereum, or Canadian dollars, the game still comes down to wagering on the Player, Banker, or Tie. What changes is the experience — crypto casinos often provide:

High-stakes live dealer baccarat tables, appealing to Canadian high rollers.
Variants like No Commission Baccarat, Punto Banco, and speed baccarat.
Crypto-exclusive tournaments and rewards programs for loyal players.

Absolutely. All of the casinos listed above accept Canadians, crypto payments, and offer baccarat.

As long as you play at a reputable, licensed crypto casino, it’s just as safe as playing with CAD. Crypto adds privacy since you don’t have to share personal banking details.

No. Baccarat is played the same way whether you bet with CAD or Bitcoin. The only difference is the speed and convenience of funding your account.

From a mathematical perspective, No Commission Baccarat (house edge = 1.46%) is worse than regular baccarat (house edge = 1.06%).

Not really. Many people enjoy keeping track of streaks and patterns and are convinced they’re predictive of future results, but in reality, baccarat is largely a game of pure chance.

Marco Laruffa

Marco Laruffa joined FTD Digital in 2023 and leads the growth and content strategy for LuckyHat.com. He is based in...

Marco Laruffa joined FTD Digital in 2023 and leads the growth and content strategy for LuckyHat.com. He is based in Ontario, Canada.

Marco is a recent graduate from McMaster University with a degree in Mathematics and Statistics, and he has always been drawn to the world of numbers, probability, and strategic thinking. With a natural interest in casinos and sports betting, he enjoys breaking down odds, thinking about sports probabilistically, and explaining the math behind casino games.

At LuckyHat, Marco applies his analytical background to help players approach gambling with clarity and insight. From detailed casino reviews to useful tools that help players understand risk and reward, he aims to make the gaming experience smarter, more transparent, and genuinely engaging for all players.

He continues to stay actively engaged in the industry and learning from peers, attending the SBC Canadian Gaming Summit in 2024 and BrightonSEO in 2025.

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Crypto Baccarat Casinos in Canada

Why Play Baccarat with Crypto (as a Canadian)

Baccarat Overview

How to Play Baccarat

House Edge

Factors to Consider When Choosing an Online Baccarat Casino

No Commission Baccarat

Optimal Game Rules for Baccarat

Baccarat Tips

Playing Baccarat with Crypto in Canada